Welcome to S.W.A.N. Financial Solutions…
Wealth Management Begins with Risk Management
At S.W.A.N. Financial Solutions we’ve put together a multi-disciplinary group of professionals dedicated to growing and protecting your money. From investments, to asset protection, to college, retirement and estate planning, we offer a full array of services.
Our focus, first and foremost is on managing risk. Why? Because the “buy and hold” and asset allocation strategies that worked in the past have proven inadequate to 21st century challenges:
From 2000-02 the S&P declined 47%; the NASDAQ declined 78%.
From 2007-09 the S&P declined 56%: a 60/40 blend of stocks and bonds declined 33%.
The Fallout: A Lost Decade and More…
For a buy and hold investor it took almost 13 years- from March 2000-January 2013- just to recover what they had lost in the S&P downturns. They made nothing and would have seriously depleted their nest egg had they taken money out for retirement or emergencies.
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Can You Afford to Proceed with Business as Usual?
Since bottoming in March 2009, the S&P has completed an 8 year bull market run that has more than tripled its value. Yet over the same time, the actual economy has recorded the weakest recovery since WW II. Does that make sense to you?
2 Major Sources Boosted It’s Climb:
The Fed’s quantitative easing
Corporate stock buybacks
But the fed has now ended QE and begun a series of rate hikes. Also, insider selling from corporate executives has risen to record levels in recent months.
Facing such headwinds, are we about to experience “déjà vu all over again”? Can you afford to lose another 50-60% of your nest egg, or perhaps even more?
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Our Answer: Low Risk, Low Volatility Investment Platforms
To answer these concerns, S.W.A.N. Financial Solutions has partnered with Horter Investment Management, a registered investment advisor (RIA) founded by multi decade veteran advisor Drew Horter. Since the Great Recession of 2007, Horter’s assets under management have grown from $50 million to $1.2 billion currently.
The reason for this dramatic growth in the wake of the 2007-09 meltdown, was Drew’s ability to assemble a select group of private wealth managers, all of whom had protected their clients from catastrophic losses during these times while capturing robust gains when market conditions were favorable.
The Key Ingredient: Tactical Management
Clearly they didn’t achieve such results with a buy and hold or asset allocation strategy. Instead, they all relied on their proprietary, tactically managed trading platforms to help guide their investment decisions: when to be in the market, when to go “risk off” to cash and even when to hedge and possibly make money when markets are declining.
The Lost Decade Revisited: How We Measure Up
Horter Investment Management has a track record to show you how their managers performed- in both stock and bond funds- over full market cycles, and how much better the results can be with proven, tactical management.
Did you share in any part of that “lost decade” we outlined above? Would you like to compare the results of Horter’s portfolio managers with your own? We invite you to do so. Even if you’ve been working with a trusted advisor, isn’t it prudent to get a second opinion? In these times and these markets, can you afford not to?
Our Invitation To You
The fact that you’ve taken time to visit our website tells us you’re concerned about the issues we’ve outlined.
We invite you to learn more about the Horter Investment Platform. Please explore the links provided in this website to get a taste of what we can offer. A good place to start is the Risk Analysis Questionnaire. We also invite you to explore the Horter website at: www.horterinvestment.com
Even better, we invite you to have a complimentary risk analysis done by us, where we can show you in detail the kind of risks you currently have in your portfolio and how it compares to a Horter alternative.
Thank you for your time and consideration…..
S.W.A.N. Financial Solutions