From the simplest of account roll-overs to the most complex tax mitigation and business planning scenarios, the Virtual Family Office can help. The following list of our planning specialists is representative of the variety and depth of the team.
Advanced Income Tax Mitigation
Advanced Asset Protection (Trust set-up in 48 hours, at a fraction of the cost)
Qualified Plans-401-k,401-h, 403-b, Cash Balance, IRA, Pre-COLA, Profit-Sharing, SEP
Non-qualified Retirement Plans
Captive Insurance Companies
Business Exit Planning
Business Valuation (Accredited & Non-accredited)
Social Security Planning
Premium Finance & Premium Funded
Business Building Thought Leaders:
• Value Based Billing and Price Packaging
• Proactive & Holistic Planning
• Digital Marketing and Virtual Offices
• Maximize Joint Venture Partnerships
Ami Kassar, Small Business Financing Specialists
Mr. Kassar, CEO and Founder of MultiFunding, is a nationally renowned small business advocate and leader. Ami has been featured in publications including the New York Times, The Huffington Post, The Wall Street Journal, Entrepreneur, and Forbes, and has appeared as a guest on Fox Business News. Ami is the 2014 and 2013 recipient of the Small Business Influencer Award as well as the 2012 Small Business Advocate Award.
Rick McElvain, R&D Tax Credit & IC-DISC Specialist
A principal partner at Veracity, Rick has been in the business of scoping and selling specialty tax services since 2007. He holds a degree in Economics from Cal State Northridge. A former infantry officer in the USMC, Rick brings true leadership skills to the firm. He is an active Rotarian and has a deep passion for sailing. Rick’s direct, no-nonsense approach inspires confidence in his customers and staff members. Rick lives in San Diego.
Anton began his career in 2003 with Smith Barney while studying business. He graduated from the University of California, Santa Barbara in the top 3% of his class. In 2008 he co-founded SPL Financial, which grew into a thriving practice. He has developed a diverse career as an investor, advisor, and CPA consultant.
Anton is a published author, and has lived in the United States, Australia, and the United Kingdom. He currently resides in San Diego, CA. Outside of work, he is a competitive surfer, avid public speaker, and is involved in numerous charitable organizations.
Paul Latham, CPA & Business Advisory Services Coach
Paul is a serial entrepreneur who qualified as a Chartered Accountant with Latham Crossley and Davis (which eventually became Lathams Chartered Accountants), becoming a Partner in 1986 and Head of Business Services in 1993.
Whilst at Lathams, Paul started to develop the business planning process which is today at the core of The HaydenRock System™. Those processes were developed with the aim of helping business owners to clarify their direction and maximize their business potential. When Lathams was sold to Tenon Group Plc in 2001, Paul became National Head of Business Planning at Tenon.
He left Tenon to become Finance Director at Debt Free Direct Group Plc where he was a Founding Director. DFD (Fairpoint Group Plc) rapidly grew to become the market leader in debt advice in the UK. Paul emigrated to the USA in 2011 and has developed several business interests, including being a Founding Member of HaydenRock Solutions.
Nick Paleveda, MBA, J.D., LL.M, Fully Insured Qualified Plans & Recognized National Expert on Cash Balance & Pension Plans
Nick is CEO of National Pension Partners, Adjunct Professor of the Graduate Tax Program at Northeastern University, and a member of the Florida Bar and American Bar Association. He is admitted to practice in the State of Florida, the U.S. Tax Court, the 9 th Circuit Court of Appeals, the 11 th Circuit Court of Appeals, and the Supreme Court of the United States. His wealth of knowledge and experience in the fields of advanced tax, estate and pension planning span more than 30 years and he has presented continuing education programs and seminars across the country. Nick has also been widely published, including the definitive guide "Defined Benefit Pension Plans: The Complete Handbook."
Charlie Tiano, AIF, Conservation Easement & Partnership Specialist
Mr. Tiano is the Principal of CT Consulting Services Inc. Charlie's objective is to generate a measurable, beneficial social and environmental impact, alongside a financial return. It is a form of socially responsible investing that serves as a guide for various investment strategies. Impact investing roots exists in either social issues or environmental issues with American’s great land at its core.
Keith Langlands, CPA, Captive Insurance Companies Specialist
Mr. Langlands is President and Managing Partner of Synergy Captive Strategies (SCS). Founded in 2008, SCS provides innovative captive insurance formation, management, and alternative risk transfer strategies for middle market companies, which allows them the ability to reduce insurance costs, increase cash flow, and better leverage every dollar earned. With more than 25 years of experience in the financial sector, Mr. Langlands is a leading expert in the captive arena. His proficiency as a CPA, servicing high net worth clients while providing strategic advice regarding accumulating and protecting wealth, reducing insurance costs, improving cash flow and controlling and managing risks.
Martin Staubus, Esq., Employee Stock Ownership Plans (ESOPs)
Mr. Staubus is the executive director of the Beyster Institute, part of the Rady School of Management at UC San Diego, where he advises business leaders on the design and operation of employee stock ownership programs to build stronger companies and provide liquidity to owners. Martin has 30 years of experience in business, having served in varied roles as an attorney, consultant, Labor Department policy advisor, corporate executive, and corporate director. He has served as Associate Director of the ESOP Association in Washington DC and as a director of the National Center for Employee Ownership.
Jonathan A. Mintz, JD, Asset Protection & International Taxation
Mr. Mintz has more than 25 years of experience in case design and implementation, helping domestic and international families achieve their asset protection, business and estate planning objectives while minimizing taxes. Before joining MVM Law, Jonathan served as Chief Operating Officer at Wealth Counsel, LLC, overseeing the operations of the nation’s premier estate and business planning attorney membership organization, supporting thousands of attorneys throughout the United States. Jonathan has recently co-authored Wisdom for the Wealthy: Solving the High Net Worth Planning Puzzle, and has contributed articles featured in Estate Planning Journal, The AICPA’s The Tax Adviser, and The Journal of Financial Service Professionals.
Ashley Tonelli, Advanced Life Insurance Specialist
Ms. Tonelli began her career in 2006 working at MetLife in their Long Term Care division. In 2007, she decided to further her insurance career at LPL, where she then spent 9 years specializing in Underwriting and Life Sales. As a Senior Case Manager, Ashley assisted in leading her territory in high target premium sales with a placement ratio of 87%.
Anton Anderson, Managing Partner of Team Based Model
Christi Schatzberg, Advanced Annuities & Income Specialist
Ms. Schatzberg started her career in Financial Services in 2009 after graduating from San Diego State University with a degree in Economics. Prior to joining ERT, she was an annuity specialist with Mass Mutual and LPL Financial. Christi is an expert on VAs, FIAs, fixed annuities, SPIAs, and DIAs. She holds her Series 7, 66, and 24 securities licenses as well as the California Life & Health license. Christi’s annuity and training experience enable her to provide unbiased guidance around annuity planning.
Ken Smith, Managing Partner of Team Based Model
Ken began his career in 1993 working with Lincoln National. He graduated from Tampa College with a degree in Management and Marketing. After starting his own financial advisory firm in 1994, his focus shifted to financial planning with a tax mitigation emphasis. In 2003, he developed an expertise in tax efficient retirement planning, which allowed him to maintain his position in the top 1% of all financial professionals. In total, he qualified in the top 1% for 18 straight years of his career. In 2010 he accepted that there was a dramatic change going on in the financial planning arena and began working with CPAs. He currently resides in Laguna Hills, CA with his wife Fariba. Outside of work, he enjoys church and working out. He is also an accomplished public speaker and has given talks to tens of thousands of people over the years.
S.W.A.N. Financial Solutions
7136 Red Wing Drive, Evansville, IN 47715
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